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We love calculators and we really hope you do too. In using our calculators below you’ll be able to quickly determine a good price range, breakdown those cost, and easily identify how much home you can afford. Tip: Fast math can seem like it’s the easiest thing to do, but taking the time to talk to a loan officer will always produce the better results for a lifetime of success.
Wanting to determine a budget, narrow down search options, and choose from realistic selections? This mortgage loan calculator can definitely help out with that! Key in your monthly income, compare it to your monthly expenses, then factor in your quoted rate and we’ll determine the rest.
Here we’ll provide a quick amortization of results. We went 30 years out! Calculate your month to month and get to know your payment history in advance. Taxes, home insurance, and PMI can vary. For further clarification talk to your mortgage loan rep.
As a rule of thumb we can say your safe as long as you stay within the 3% range. However, this varies from bank to bank. Below we give you the option of working out the math. Get a good idea of what all goes into associating the cost.
Smart people know rates can determine what the mortgage with be on a month to month basis. This means the higher the rate the higher your payments and no one wants a higher mortgage payment. So let’s start by keying in some basic math.
FULL NAME (*)
SECURED EMAIL ADDRESS (*)
BEST NUMBER TO CALL (*)
WHAT LOAN TYPE ARE YOU THINKING?
VAFHAConventionalDoctorsJumboOther (type on the line below)
DO YOU HAVE A LENDER PREFERENCE?
Wells FargoBank of AmericaGA Bank & TrustFidelityNavy FederalSRPOther (type on the line below)
IS THERE LOAN AMOUNT/LIST PRICE IN MIND?
LAST THING... CREDIT SCORE/LAST KNOWN?
*To better service your request, please complete each of the required fields above.*
High rate quote from your preferred lender? That sucks but today we have great news! Interest rates are not standard across the board and don’t depend on the loan type. We believe a team of professionals should be earning your business, without the hassle of initial credit checks and/or by dragging down your score. On the next tab over calculate the difference a point or two can save.
WHICH LENDER GAVE THE QUOTE?
IS THERE LOAN AMOUNT IN MIND? (*)
CREDIT SCORE/LAST KNOWN? (*)
LAST THING... WHAT RATE DO WE NEED TO BEAT? (*)
Below you’ll find our common list of loan types. In today’s market there are all kinds of loan types. These are the ones that are seen most frequently from day to day.
A common loan type because there are less restrictions to qualify. It is a mortgage loan that is not fully guaranteed or backed by government funding. Typically it is fixed in its rate and terms.
FHA and VA Loans
FHA-Loans insured and made by approved FHA lenders in accordance with it’s regulations. VA-Loans approved to qualify our service members and vets. Backing it’s buyer by limiting the lender’s possible loss.
Doctor Program Loans
Home loan programs geared to making financing options for physicians and resident physicians a whole lot easier. Requiring little to no money down.
Fixed Rate Mortgage Loans
Most Popular Loan Type. It is a fully amortize mortgage where the interest rate and monthly payment on the note remains the same through the term of the loan.
Adjustable Rate Mortgage Loans (ARMS)
A loan characterized by a fluctuating interest rate, usually one tied to a bank or savings and loan association cost-of-funds index.
For further explanation we have lenders that could happily reach out. Let us know if you’re interested in getting pre-approved or contact us here for more.
Please note confidentiality is important and your privacy will always be respected. In filling out the following we can personally guarantee that your information will not be shared, sold or exchanged without your consent.
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